GEICO was founded in 1936 to serve government employees, and that commitment to the military community has never changed. If you are active duty, a veteran, a reservist, a National Guard member, or a federal employee in Colorado, you likely qualify for a GEICO military discount on your auto insurance. Sierra Insurance Group is a GEICO exclusive agency in Denver that makes sure every eligible discount is applied to your policy.
GEICO offers multiple ways to save if you serve or have served. Here is what you may qualify for.
Current active duty members of all branches qualify for a special GEICO rate. This discount applies to your auto policy and can be combined with other discounts like safe driver and multi-policy.
If you served and received an honorable discharge, GEICO extends a veterans discount on your auto insurance. You earned it — make sure it is reflected on your policy.
Members of the reserves and National Guard qualify for the same military discount as active duty. Colorado has a significant Guard presence, and we work with Guard families across the Front Range.
GEICO's original customer base was government employees, and federal workers still receive a dedicated discount. This applies to civilian employees of all federal agencies, including the Denver Federal Center.
If you are deployed and your vehicle is in storage, GEICO offers reduced coverage rates while you are away. When you return, we restore your full coverage. No need to cancel and restart your policy.
Your military discount stacks on top of safe driver, multi-policy bundle, defensive driving course, and other GEICO discounts. Most military families qualify for three or more discounts at once.
Call Sierra Insurance Group at 303-824-3430 or fill out our contact form. We will verify your eligibility and apply the military discount to your GEICO auto policy. You may need to provide your military ID or DD-214 for verification.
GEICO serves military members across Colorado, including those stationed at or near Fort Carson in Colorado Springs, Buckley Space Force Base in Aurora, Peterson Space Force Base, Schriever Space Force Base, and the Air Force Academy. Sierra Insurance Group in Denver is conveniently located for Buckley families and can handle everything by phone for members at other installations.
Military spouses listed on the same GEICO auto policy as the service member benefit from the military discount on the shared policy. If you have a separate policy, contact us to discuss your options.
No. Once you have verified your veteran status with GEICO, the discount stays on your policy as long as you maintain coverage. It does not expire or need to be renewed annually.
Yes. GEICO lets you stack the military discount with a multi-policy discount when you bundle auto with home or renters insurance. Many military families in Colorado save on both fronts — the military rate plus the bundle discount of 3% to 6% on their auto premium.
Colorado is home to five major military installations, and tens of thousands of active duty, reserve, National Guard, and veteran families live across the Front Range. Buckley Space Force Base in Aurora is less than 15 minutes from our office on Quebec Street. Fort Carson, Peterson Space Force Base, Schriever Space Force Base, and Cheyenne Mountain are clustered around Colorado Springs, about an hour south on I-25. GEICO was founded in 1936 specifically to serve government employees — the name stands for Government Employees Insurance Company — and that mission still runs through everything the company does. If you are connected to any of these installations, you likely qualify for a GEICO military discount on your auto insurance.
Eligibility is broad. Active duty members of all branches qualify, along with reservists and National Guard members. Veterans with an honorable discharge keep the discount for life — it does not expire or require annual re-verification once it is on your policy. Federal civilian employees, including those at the Denver Federal Center in Lakewood, also qualify for a dedicated GEICO discount. The military rate stacks with other discounts: safe driver, multi-policy bundle, multi-vehicle, good student, defensive driving, and pay-in-full savings all layer on top. A clean-record military member with two vehicles, a bundled home policy, and autopay can see 30% to 40% off the base rate before any other adjustments.
For service members who deploy, GEICO offers reduced-rate storage coverage while your vehicle sits stationary. You do not have to cancel your policy and restart it when you return — we suspend the driving portions and keep comprehensive in place to protect against theft, hail, and other storage risks. When you get back, we restore full coverage with no gap and no re-underwriting. If you are stationed at Buckley and want to stop by our office, we are at 200 Quebec St, open Monday through Friday 9 AM to 6 PM. For families at Fort Carson or Peterson, we handle everything by phone and email. Our team speaks English and Spanish, and we work with military families on bundling auto with home or renters insurance to make sure every dollar of discount is accounted for.
I started Sierra Insurance Group to help Denver families find coverage that actually fits — at a price that makes sense. We take the time to understand your situation and match you with the right protection, not just the first quote.
